All tools

79 calculators,
all in one place.

Free tools for Australians making real decisions about money, travel, moving, exercise, health, and wellness.

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Income Tax Calculator
Calculate how much income tax you pay and what you take home in Australia.
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Salary After Tax
See exactly what you take home after income tax and Medicare levy.
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Mortgage Repayment Calculator
Calculate your monthly repayment, total interest, and how extra payments cut your loan term.
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Home Deposit Calculator
See how much deposit you need at 5%, 10%, or 20% and how long it will take to save.
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Stamp Duty Calculator
Calculate stamp duty for all 8 Australian states including first home buyer exemptions.
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Mortgage Affordability
Find out how much you can borrow based on your income and expenses.
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Total Upfront Cost Calculator
Calculate the full cash required to buy a home, including deposit, duty, fees, LMI, moving costs, and buffer.
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Home Ownership Cost Calculator
Estimate the real monthly cost of owning a home once rates, insurance, maintenance, strata, utilities, and commute are included.
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Commute Cost Calculator
Estimate weekly, monthly, and annual commute cost including running costs, parking, tolls, and public transport.
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Freelance Rate Calculator
Work out your minimum and recommended day rate as an Australian freelancer.
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Freelance Setup Cost Calculator
Calculate the real cost of setting up as a sole trader in Australia โ€” ABN, insurance, accounting, software, and ongoing overhead.
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Project Costing Calculator
Build a project quote by phase and hourly rate, with expenses, markup, contingency, and GST.
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Return to Work Calculator
Cost-benefit analysis of returning to work after parental leave, including childcare and CCS.
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Cost of Raising a Child
Estimate the total cost of raising a child from birth to 18 in Australia, broken down by category.
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Compound Interest Calculator
See how investments and savings grow over time with compounding and regular contributions.
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Credit Card Interest Calculator
Find out how long it takes to pay off your credit card and how much interest you'll pay.
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Solar Panel Payback Calculator
Calculate your solar payback period and 25-year savings using state electricity rates.
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Retirement Calculator
Project your super balance at retirement and see if you're on track for your target income.
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Redundancy Pay Calculator
Calculate your minimum NES redundancy entitlement, tax-free portion, and estimated net payout.
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Inflation Calculator
See how inflation has eroded purchasing power using Australian CPI data from 1980 to today.
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Cost of Car Ownership Calculator
Calculate the true annual cost of owning a car โ€” loan repayments, fuel, insurance, registration, servicing, and depreciation.
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Inflation Affordability Calculator
See if your salary has kept up with inflation. Compare your income from any year to today using Australian CPI data.
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Savings Goal Calculator
Find out exactly how much to save each month to hit your goal โ€” home deposit, emergency fund, or anything else.
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Business Loan Calculator
Calculate repayments, total interest, and true cost for any business loan with establishment fees.
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Personal Loan Calculator
Calculate monthly repayments, total interest, and how personal loan costs compare to credit cards.
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Living Expenses Calculator
Break down your monthly living costs by category and compare against Australian averages.
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Budget Planner
Build your monthly budget by income and expense category. See your surplus or deficit in real time.
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Property Comparison Sheet
Compare up to three properties side by side with weighted and unweighted scoring.
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Renovation Cost Estimator
Estimate renovation cost with hidden items like permits, temporary accommodation, project management time, and delay buffer.
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Property Inspection Checklist
A structured checklist for inspecting properties โ€” covering structure, damp, roof, electrical, and apartment-specific items with red flag tracking.
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Property Offer Planner
Plan your property offer before you make it โ€” set your preferred price, walk-away limit, conditions, and generate a printable summary.
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Before You Buy Checklist
A pre-purchase readiness checklist covering financial, legal, property, and practical steps before committing to a home purchase.
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Savings Planner
Set multiple savings goals and get a month-by-month allocation plan based on your priorities.
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Financial Future Planner
Get a personalised financial priority ladder across emergency fund, debt, super, investments, and insurance.
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