All tools
79 calculators,
all in one place.
Free tools for Australians making real decisions about money, travel, moving, exercise, health, and wellness.
๐ฐ Money34 tools
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Income Tax Calculator
Calculate how much income tax you pay and what you take home in Australia.
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Salary After Tax
See exactly what you take home after income tax and Medicare levy.
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Mortgage Repayment Calculator
Calculate your monthly repayment, total interest, and how extra payments cut your loan term.
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Home Deposit Calculator
See how much deposit you need at 5%, 10%, or 20% and how long it will take to save.
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Stamp Duty Calculator
Calculate stamp duty for all 8 Australian states including first home buyer exemptions.
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Mortgage Affordability
Find out how much you can borrow based on your income and expenses.
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Total Upfront Cost Calculator
Calculate the full cash required to buy a home, including deposit, duty, fees, LMI, moving costs, and buffer.
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Home Ownership Cost Calculator
Estimate the real monthly cost of owning a home once rates, insurance, maintenance, strata, utilities, and commute are included.
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Commute Cost Calculator
Estimate weekly, monthly, and annual commute cost including running costs, parking, tolls, and public transport.
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Freelance Rate Calculator
Work out your minimum and recommended day rate as an Australian freelancer.
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Freelance Setup Cost Calculator
Calculate the real cost of setting up as a sole trader in Australia โ ABN, insurance, accounting, software, and ongoing overhead.
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Project Costing Calculator
Build a project quote by phase and hourly rate, with expenses, markup, contingency, and GST.
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Return to Work Calculator
Cost-benefit analysis of returning to work after parental leave, including childcare and CCS.
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Cost of Raising a Child
Estimate the total cost of raising a child from birth to 18 in Australia, broken down by category.
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Compound Interest Calculator
See how investments and savings grow over time with compounding and regular contributions.
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Credit Card Interest Calculator
Find out how long it takes to pay off your credit card and how much interest you'll pay.
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Solar Panel Payback Calculator
Calculate your solar payback period and 25-year savings using state electricity rates.
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Retirement Calculator
Project your super balance at retirement and see if you're on track for your target income.
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Redundancy Pay Calculator
Calculate your minimum NES redundancy entitlement, tax-free portion, and estimated net payout.
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Inflation Calculator
See how inflation has eroded purchasing power using Australian CPI data from 1980 to today.
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Cost of Car Ownership Calculator
Calculate the true annual cost of owning a car โ loan repayments, fuel, insurance, registration, servicing, and depreciation.
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Inflation Affordability Calculator
See if your salary has kept up with inflation. Compare your income from any year to today using Australian CPI data.
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Savings Goal Calculator
Find out exactly how much to save each month to hit your goal โ home deposit, emergency fund, or anything else.
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Business Loan Calculator
Calculate repayments, total interest, and true cost for any business loan with establishment fees.
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Personal Loan Calculator
Calculate monthly repayments, total interest, and how personal loan costs compare to credit cards.
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Living Expenses Calculator
Break down your monthly living costs by category and compare against Australian averages.
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Budget Planner
Build your monthly budget by income and expense category. See your surplus or deficit in real time.
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Property Comparison Sheet
Compare up to three properties side by side with weighted and unweighted scoring.
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Renovation Cost Estimator
Estimate renovation cost with hidden items like permits, temporary accommodation, project management time, and delay buffer.
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Property Inspection Checklist
A structured checklist for inspecting properties โ covering structure, damp, roof, electrical, and apartment-specific items with red flag tracking.
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Property Offer Planner
Plan your property offer before you make it โ set your preferred price, walk-away limit, conditions, and generate a printable summary.
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Before You Buy Checklist
A pre-purchase readiness checklist covering financial, legal, property, and practical steps before committing to a home purchase.
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Savings Planner
Set multiple savings goals and get a month-by-month allocation plan based on your priorities.
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Financial Future Planner
Get a personalised financial priority ladder across emergency fund, debt, super, investments, and insurance.
โ๏ธ Travel6 tools
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Trip Budget Calculator
Build a realistic travel budget by destination, duration, and travel style.
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Packing List Generator
Get a personalised packing list based on your destination, climate, and trip length.
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Travel Insurance Cost Calculator
Estimate travel insurance costs for any trip and understand what cover you actually need.
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Leave Planner
Stretch your annual leave further by planning around public holidays and long weekends.
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Fuel Cost Calculator
Calculate fuel costs for any road trip or your annual car running costs by state.
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Group Holiday Planner
Plan a group trip budget, split costs fairly, and track who owes whom.
๐ฆ Moving11 tools
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Moving Cost Calculator
Estimate your removalist and moving costs based on Australian rates.
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Relocation Checklist
A week-by-week checklist to make sure nothing slips through the cracks.
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Moving Insurance Calculator
Estimate transit insurance costs for your move and understand what's covered by removalists.
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Storage Cost Calculator
Calculate self-storage costs in Australia by unit size, duration, and location.
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Move Size & Volume Calculator
Calculate your move volume in cubic metres room by room and find the right truck size.
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Cost of Living Comparison
Compare the cost of living between any two Australian states and suburb tiers side by side.
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International Moving Cost Calculator
Estimate sea and air freight costs for an international move, including container type, storage, and insurance.
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Container Shipping Cost Calculator
Calculate container shipping costs by port, container size, weight, and insurance for any trade route.
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International Move Timeline Planner
Get a personalised 12-month move plan with tasks at 12, 6, 3, and 1 month before your international move.
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Visa Eligibility Checker
Check which visas you may be eligible for based on your age, occupation, education, and destination country.
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Relocation Budget Calculator
Build a complete relocation budget covering moving costs, visa fees, flights, accommodation, and emergency buffer.
๐ด Exercise5 tools
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Gear Ratio Calculator
Calculate your bike's gear ratios, speed, and cadence for any setup.
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Bike Fit Calculator
Get your ideal saddle height, reach, and stack based on your measurements.
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MET Calculator
Calculate age-adjusted calories burned for 35+ activities using Metabolic Equivalent of Task values.
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Exercise Benefits Calculator
Compare the evidence-based health benefits of 11 exercises โ heart health, bone density, mental health, balance, and longevity.
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Workout Builder
Generate a personalised workout plan based on your goal, fitness level, age, equipment, and available time.
โค๏ธ Health9 tools
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BMI Calculator
Calculate your body mass index and see what it means for your health.
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Ideal Weight Calculator
Estimate your healthy weight range based on height, age, and frame size.
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Heart Rate Zones
Find your five training zones based on age and resting heart rate.
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Calorie & Macro Calculator
Calculate your daily calorie needs and macronutrient targets.
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Pregnancy Calculator
Find out how many weeks pregnant you are, your due date, and upcoming milestones.
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Body Fat Percentage Calculator
Estimate your body fat percentage using the US Navy tape method or BMI formula.
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BMR Calculator
Calculate your basal metabolic rate and total daily energy expenditure using three formulas, with calorie targets by goal.
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Calorie Deficit Calculator
Set your goal weight and weekly loss rate to get a daily calorie target, realistic timeline, and suggested macros.
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Water Intake Calculator
Get your personalised daily water intake target based on weight, age, activity level, climate, and pregnancy or breastfeeding status.
๐ฟ Wellness9 tools
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Sleep Calculator
Find the best times to wake up or go to sleep based on sleep cycles.
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Screen Time Calculator
Understand how much time you spend on screens and what it costs you.
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Stress & Burnout Index
Score your current stress and burnout levels with a research-backed assessment.
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Work-Life Balance Score
Measure your work-life balance and get a personalised action plan.
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Happiness Calculator
Measure your wellbeing across the five PERMA dimensions and see where you're flourishing or struggling.
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Job Satisfaction Calculator
Score your job satisfaction across 7 dimensions and get a prioritised action for your lowest area.
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Role Suitability Index
Find out how well your current role fits you across skills, values, environment, growth, and energy.
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Financial Wellbeing Calculator
Assess your financial wellbeing across 10 dimensions and get a personalised action plan.
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Quality of Life Calculator
Score your life across 6 dimensions โ health, relationships, work, finances, wellbeing, and growth.
๐ Time5 tools
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Age Calculator
Calculate your exact age in years, months, and days, with total days lived, next birthday countdown, star sign, and Chinese zodiac.
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Days Between Dates
Count the exact days between any two dates, with a breakdown of business days, weekend days, and Australian public holidays.
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Business Days Calculator
Add or subtract business days from a date, or count business days between two dates. Skips weekends and AU public holidays automatically.
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World Clock & Time Zones
Live time across all Australian states and major world cities. Convert any time, check business hours, and pin your most-used zones.
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Productive Time Planner
Map your 24-hour day, find your true productive hours, choose a focus session format, and get tips to reclaim lost time.
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