Money tools
for Australians.

Calculate how much income tax you pay and what you take home in Australia.

See exactly what you take home after income tax and Medicare levy.

Calculate your monthly repayment, total interest, and how extra payments cut your loan term.

See how much deposit you need at 5%, 10%, or 20% and how long it will take to save.

Calculate stamp duty for all 8 Australian states including first home buyer exemptions.

Find out how much you can borrow based on your income and expenses.

Calculate the full cash required to buy a home, including deposit, duty, fees, LMI, moving costs, and buffer.

Estimate the real monthly cost of owning a home once rates, insurance, maintenance, strata, utilities, and commute are included.

Estimate weekly, monthly, and annual commute cost including running costs, parking, tolls, and public transport.

Work out your minimum and recommended day rate as an Australian freelancer.

Calculate the real cost of setting up as a sole trader in Australia — ABN, insurance, accounting, software, and ongoing overhead.

Build a project quote by phase and hourly rate, with expenses, markup, contingency, and GST.

Cost-benefit analysis of returning to work after parental leave, including childcare and CCS.

Estimate the total cost of raising a child from birth to 18 in Australia, broken down by category.

See how investments and savings grow over time with compounding and regular contributions.

Find out how long it takes to pay off your credit card and how much interest you'll pay.

Calculate your solar payback period and 25-year savings using state electricity rates.

Project your super balance at retirement and see if you're on track for your target income.

Calculate your minimum NES redundancy entitlement, tax-free portion, and estimated net payout.

See how inflation has eroded purchasing power using Australian CPI data from 1980 to today.

Calculate the true annual cost of owning a car — loan repayments, fuel, insurance, registration, servicing, and depreciation.

See if your salary has kept up with inflation. Compare your income from any year to today using Australian CPI data.

Find out exactly how much to save each month to hit your goal — home deposit, emergency fund, or anything else.

Calculate repayments, total interest, and true cost for any business loan with establishment fees.

Calculate monthly repayments, total interest, and how personal loan costs compare to credit cards.

Break down your monthly living costs by category and compare against Australian averages.

Build your monthly budget by income and expense category. See your surplus or deficit in real time.

Compare up to three properties side by side with weighted and unweighted scoring.

Estimate renovation cost with hidden items like permits, temporary accommodation, project management time, and delay buffer.

A structured checklist for inspecting properties — covering structure, damp, roof, electrical, and apartment-specific items with red flag tracking.

Plan your property offer before you make it — set your preferred price, walk-away limit, conditions, and generate a printable summary.

A pre-purchase readiness checklist covering financial, legal, property, and practical steps before committing to a home purchase.

Set multiple savings goals and get a month-by-month allocation plan based on your priorities.

Get a personalised financial priority ladder across emergency fund, debt, super, investments, and insurance.