Tools for real decisions.
Life Calculators builds free tools for Australians facing the kinds of decisions that actually matter — what to charge as a freelancer, whether you can afford a mortgage, how much a move will cost, or whether you're burning out.
Why we built this
Most calculators online are either buried in financial product pages trying to sell you something, or so generic they're useless for Australians — wrong tax rates, wrong currency, wrong context.
We wanted something better: fast, accurate tools that give you a real number, clearly explained, built specifically for Australia.
Every tool on this site is built specifically for Australia — using ATO tax rates, RBA interest rates, Australian removalist pricing, and Australian context throughout.
How we work
Always free
Every tool is free to use. No sign-up, no paywall, no premium tier. We don't charge for access to a calculator.
Built for Australia
Tax rates, super, removalist pricing, and local context — every tool is built with Australian conditions in mind.
Private by default
Calculations happen in your browser. We don't store your inputs or results. What you enter stays on your device.
Honest estimates
Where calculations are estimates (like moving costs), we say so clearly and show ranges rather than false precision.
Explained, not just calculated
Every tool comes with the methodology, context, and the reasoning behind the numbers — not just the output.
What we've built
28 calculators across 6 categories, with more in progress.
Accuracy & limitations
We work hard to keep our tools accurate and up to date. Tax rates are reviewed at the start of each financial year. Cost estimates are researched from industry sources and updated annually.
That said, all calculators are estimation tools. For significant financial decisions — a mortgage, a major investment, a business structure — please speak to a qualified professional. Our tools are designed to help you think, not to replace professional advice.
Disclaimer: Life Calculators provides general information only. Nothing on this site constitutes financial, legal, medical, or professional advice. Always consult a qualified professional for decisions specific to your circumstances.
Get in touch
Found an error in one of our calculators? Have a suggestion for a tool we should build? We'd genuinely like to hear from you.
hello@lifecalculators.com.au →